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Financial Planning

The financial planning process is comprehensive and a means to best understand an individual and his or her financial objectives. There are four steps involved in designing a plan best suited for an individual:

  • Gathering client data and identifying goals;
  • Analyzing the client’s financial status;
  • Developing and presenting the financial recommendations; and
  • Implementing and monitoring the recommendations.

To best serve our clients, our team will design and develop a plan as comprehensive or targeted as one’s unique needs and objectives. With a complete financial plan, all aspects of one's financial situation are included: cash and debt management, risk management, investment planning, tax considerations, retirement planning, and legacy planning. However, for a targeted planning approach, we can focus on as few or as many financial goals as needed; examples include saving to buy a home or fund a college education, caring for an elderly parent, or developing a charitable giving plan.